Tip of the Month | I-Bonds

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I-Bonds: An Appealing Alternative to Excess Cash Reserves Written By: Nick Ziarek, CFP®, CFA A lot of attention has been given of late to the old Series I-bonds offered by the US government. And rightfully so; they are a savings bond that offers a combination of a fixed coupon and a variable rate based on…

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Tip of the Month | April 2022

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Estimated Tax Payments Written By: Nick Ziarek, CFA, CFP® Generally, anyone who anticipates they will owe more than $1,000 when they file their return should make quarterly estimated tax payments. Failure to do so can result in a penalty at tax time. The penalty can be avoided if you paid at least 90% of this…

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Your Portfolio During Volatility and Inflation

Written By: Nick Ziarek, CFP® , CFA After markets set record highs the first few days of 2022, they have been on a steady decline. The new year ushered in a renewed focus on inflation. The government’s most common inflation measure is the Consumer Price Index (CPI) which pushed through 7% in January and hit 7.87%…

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Tip of the Month | February 2022

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Written By: Nick Ziarek, CFP®, CFA Qualified Charitable Distributions (QCDs) QCD Reminder: If you wrote a check directly to a charity from your IRA in 2021, you will need to report that to your tax preparer as the 1099-R does not distinguish between regular and charitable distributions.

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2021 Closing Thoughts | Market Updates

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Written By: Nick Ziarek, CFA, CFP®, AIF® Every few months it’s my turn to write the blog post and I stare at a blank screen trying to think what will resonate with our clients, what is worth writing and will anyone read this (I hope you do!). This time I thought I would share snippets…

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