Tip of the Month | I-Bonds

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I-Bonds: An Appealing Alternative to Excess Cash Reserves Written By: Nick Ziarek, CFP®, CFA A lot of attention has been given of late to the old Series I-bonds offered by the US government. And rightfully so; they are a savings bond that offers a combination of a fixed coupon and a variable rate based on…

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Tip of the Month | April 2022

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Estimated Tax Payments Written By: Nick Ziarek, CFA, CFP® Generally, anyone who anticipates they will owe more than $1,000 when they file their return should make quarterly estimated tax payments. Failure to do so can result in a penalty at tax time. The penalty can be avoided if you paid at least 90% of this…

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Tip of the Month | March 2022

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Written By: Kevin Reardon, CFP® Retirement Income Strategies for High-Net-Worth Individuals For our high-net-worth clients approaching and in retirement, you may have the ability to manage your way into a lower tax bracket compared to when you were working. Here are some factors that might help you achieve that: If still working, maximize pre-tax retirement…

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Tip of the Month | February 2022

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Written By: Nick Ziarek, CFP®, CFA Qualified Charitable Distributions (QCDs) QCD Reminder: If you wrote a check directly to a charity from your IRA in 2021, you will need to report that to your tax preparer as the 1099-R does not distinguish between regular and charitable distributions.

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Tip of the Month | January 2022

Ryan Rink

Written By: Ryan Rink, CFP®, ChFC®, CLTC® Federal Student Loan Payment Pause Extended Until May 1, 2022 The Biden administration recently announced that the payment pause and interest waiver for the majority of federal student loan borrowers has been extended until May 1, 2022. The existing freeze was set to end on January 31, 2022…

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