How Should You Pay for Long-Term Care?

Money and Pills

How Should You Pay for Long-Term Care? Written By: Ryan Rink, CFP®, ChFC®, CLTC® As financial advisors, we often get asked how clients should go about paying for long-term care expenses. There is not one broad answer that applies to everyone, so we will run through a variety of different funding options. Self-Funding Self-funding, or…

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Overview of the Wisconsin Retirement System (WRS) Pension

Written By: Ryan Rink CFP®, ChFC®, CLTC® The Wisconsin Retirement System (WRS) pension is one of the top funded and managed public pension plans in the United States. We often find that many clients with a WRS pension know they have a pension benefit, but don’t quite understand how it works. Below are answers to some…

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Tip of the Month | January 2022

Ryan Rink

Written By: Ryan Rink, CFP®, ChFC®, CLTC® Federal Student Loan Payment Pause Extended Until May 1, 2022 The Biden administration recently announced that the payment pause and interest waiver for the majority of federal student loan borrowers has been extended until May 1, 2022. The existing freeze was set to end on January 31, 2022…

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Carrying a Mortgage into Retirement

Carrying A Mortgage Into Retirement

By Ryan Rink CFP®, ChFC®, CLTC®   Pros & Cons of Carrying a Mortgage into Retirement Twenty years ago, the thought of carrying a mortgage into retirement was scary, especially if you had enough assets to completely pay it off.  However, the notion behind this has changed over time with interest rates decreasing over the years. …

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How to Handle ‘Leftover’ 529 Balances

How To Handle 'Leftover' 529 Balances

By Ryan Rink CFP®, ChFC®, CLTC®   How to Handle ‘Leftover’ 529 Balances 529 plans are one of the best savings vehicles for college.  However, deciding on the right amount to save to a 529 plan can be challenging.  The actual cost of college can depend on a variety of factors, such as if the child…

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