College Planning
Think the Markets are Too High? Review Your Budget
Written By: Kevin Reardon, CFP® The financial press has been reporting a growing concern that people think the markets are too high. The implication is that if the markets go down, a person’s lifestyle will be impacted, and that’s a problem! The reality is market performance is not the main factor that impacts the success…
Read MoreGiving Tuesday and Year-End Charitable Giving
Carrying a Mortgage into Retirement
By Ryan Rink CFP®, ChFC®, CLTC® Pros & Cons of Carrying a Mortgage into Retirement Twenty years ago, the thought of carrying a mortgage into retirement was scary, especially if you had enough assets to completely pay it off. However, the notion behind this has changed over time with interest rates decreasing over the years. …
Read MoreHow to Handle ‘Leftover’ 529 Balances
By Ryan Rink CFP®, ChFC®, CLTC® How to Handle ‘Leftover’ 529 Balances 529 plans are one of the best savings vehicles for college. However, deciding on the right amount to save to a 529 plan can be challenging. The actual cost of college can depend on a variety of factors, such as if the child…
Read MoreThe “Right” Way to Add Adult Children to Your Bank Accounts
By Brian Ellenbecker CFP®, EA®, CPWA®, CIMA®, CLTC® There actually is a “right” (and a “wrong”) way to add adult children to your bank accounts It’s a scenario we see often—an older adult wants to add one of their adult children to a bank account. Typically, it is done for convenience purposes in case something…
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